Cash or Hard Money – Bay County Investment Opportunity! Situated on a sprawling 3-acre lot, this property offers excellent upside for investors looking for a value-add opportunity with land. The home features 3 bedrooms and 2 bathrooms, with a functional layout and strong potential for renovation, rental income, or resale. Property is currently occupied by a non-paying tenant, and buyer will need to assume responsibility for possession post-closing. With ample acreage, there’s added flexibility for expansion, additional structures, or a long-term hold strategy. Located in a quiet, rural setting of Youngstown, yet still within a reasonable drive to Panama City, this is a great opportunity to capitalize on both land value and forced appreciation potential.